Balance Transfer

High Rates? Dump Em’ 💔

This Valentine’s season, choose a card that treats you better.

Why stay loyal to high-interest debt? From February 1, 2026 through March 31, 2026 make the switch to a Fort Worth Proud Visa® and pay nearly HALF the interest for 6 months when you transfer your balances.

Less interest. More progress. No settling.

Love Yourself a Little More

When you transfer balances to a Fort Worth Proud Visa®, you’ll enjoy rates as low as 5.9%–8.9% APR* — nearly half off your regular rate — for a full six months.

That means more of your payment goes toward what matters: paying it down faster.

Here’s How It Works:

  • Promotion Period: Feb. 1, 2026 – March 31, 2026

  • Balance transfers must be completed by March 31, 2026 to qualify

  • Promotional rate lasts 6 months, through the September 2026 statement cycle

This Valentine’s Season, Break Up With High Interest.

Transfer your balance. Save on interest.
Love your money a little more.

Dump My High Rate


*IMPORTANT BALANCE TRANSFER INFORMATION: If the transferred balance isn’t paid in full by the end of the promotional period, or if a payment is late, the balance will revert to the card’s regular purchase APR. Rates and terms are subject to change without notice. Offer valid on balance transfers made through March 31, 2026.

APR = Annual Percentage Rate. You should not rely on a balance transfer to be made by any particular date. Although most balance transfers will be made sooner, it may take up to 4 weeks for payments made by check to be processed. Accordingly, you should continue to make all required payments until you confirm that the balance transfer has been made. Fort Worth City Credit Union (FWCCU) is not responsible for any charges you may incur on your other account as a result of a balance transfer request. Balance transfer requests may not exceed your available credit at the time we receive your request. Interest will begin accruing on the date of the advance/transfer. Balance transfers are not valid for payment of FWCCU loans or FWCCU Visa card balances. There are no additional fees assessed by FWCCU associated with transferring your balances with this offer. Certain fees, such as an overall minimum finance charge, may be imposed. We will not close your other accounts, even if you transfer the entire balance- please contact other creditors directly.  FWCCU reserves the right to decline to process any balance transfer request for any reason, within applicable law(s). This information is not an offer to extend consumer credit as defined by Section 1026 of Regulation Z. All rates, terms, and special offers are subject to change. Approvals subject to FWCCU lending guidelines. If used, credit score is based on Fair Isaacs score from credit reporting agency. Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principle balance with the highest APRs. Late payment will cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Purchases and Cash Advances are excluded from the promotional offer. Promotional period valid February 1 through March 31, 2026. Your qualifying balance transfers remain at the promotional APR through your billing cycle that ends in September 2026. Contact the Credit Union for full details. See Cardholder Agreement for additional information. Contact the Credit Union for full details.