Deposit Rates

  • Share/Savings Accounts

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    Share/Savings Accounts Rate APY*
    Regular Shares 1.00% 1.00%
    Kids & Youth Shares 1.00% 1.00%
    IRA Shares 1.15% 1.15%
    Special Club 1.25% 1.26%
    Christmas Club 1.25% 1.26%
    Vacation Club 1.25% 1.26%
    Business Shares 0.25% 0.25%
    Escrow Shares 0.15% 0.15%

  • Interest-Bearing Checking Accounts

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    Interest-Bearing Checking Accounts Rate APY*
    Heritage Checking 0.50% 0.50%
    CU Varsity Youth Checking 0.50% 0.50%

  • Certificates of Deposit

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    Certificates of Deposit Rate APY*
    6-Month Share CD 3.10% 3.14%
    12-Month Share CD/Save-to-Win CD 3.03% 3.07%
    24-Month Share CD 2.94% 2.98%
    36-Month Share CD 3.06% 3.10%
    60-Month Share CD 3.21% 3.26%

  • Junior Jumbo Certificate ($50K-$95K)

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    Junior Jumbo Certificate ($50K-$95K) Rate APY*
    6-Month Jr Jumbo Share CD 3.15% 3.20%
    12-Month Jr Jumbo Share CD 3.08% 3.12%
    24-Month Jr Jumbo Share CD 2.99% 3.03%
    36-Month Jr Jumbo Share CD 3.11% 3.15%
    60-Month Jr Jumbo Share CD 3.26% 3.31%

  • Jumbo Certificate ($95K+)

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    Jumbo Certificate $95K+ Rate APY*
    6-Month Jumbo Share CD 3.20% 3.25%
    12-Month Jumbo Share CD 3.13% 3.18%
    24-Month Jumbo Share CD 3.04% 3.08%
    36-Month Jumbo Share CD 3.16% 3.21%
    60-Month Jumbo Share CD 3.31% 3.36%

  • IRA Certificates of Deposit

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    IRA Certificates of Deposit Rate APY*
    6-Month IRA Share CD 3.20% 3.25%
    12-Month IRA Share CD 3.13% 3.18%
    24-Month IRA Share CD 3.04% 3.08%
    36-Month IRA Share CD 3.16% 3.21%
    60-Month IRA Share CD 3.31% 3.36%

Effective 12/23/2025.

Disclosure: APY = Annual Percentage Yield. All rates are subject to change without notice. All Fort Worth City Credit Union accounts are insured up to $250,000 by NCUA. Additional deposit account insurance of up to $250,000 is provided by ESI, a licensed insurance company.