Deposit Rates

  • Share/Savings Accounts

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    Share/Savings Accounts Rate APY*
    Regular Shares 0.75% 0.75%
    High Yield Savings 2.75% 2.75%
    Kids & Youth Shares 0.75% 0.75%
    IRA Shares 0.90% 0.90%
    Special Club 1.00% 1.00%
    Christmas Club 1.00% 1.00%
    Vacation Club 1.00% 1.00%
    Business Shares 0.25% 0.25%
    Escrow Shares 0.15% 0.15%

  • Interest-Bearing Checking Accounts

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    Interest-Bearing Checking Accounts Rate APY*
    Heritage Checking 0.25% 0.25%
    CU Varsity Youth Checking 0.25% 0.25%

  • Certificates of Deposit

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    Certificates of Deposit Rate APY*
    6-Month Share CD 3.10% 3.14%
    12-Month Share CD/Save-to-Win CD 3.05% 3.09%
    24-Month Share CD 3.09% 3.13%
    36-Month Share CD 3.17% 3.22%
    60-Month Share CD 3.32% 3.37%

  • Junior Jumbo Certificate ($50K-$95K)

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    Junior Jumbo Certificate ($50K-$95K) Rate APY*
    6-Month Jr Jumbo Share CD 3.15% 3.20%
    12-Month Jr Jumbo Share CD 3.10% 3.14%
    24-Month Jr Jumbo Share CD 3.14% 3.19%
    36-Month Jr Jumbo Share CD 3.22% 3.27%
    60-Month Jr Jumbo Share CD 3.37% 3.42%

  • Jumbo Certificate ($95K+)

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    Jumbo Certificate $95K+ Rate APY*
    6-Month Jumbo Share CD 3.20% 3.25%
    12-Month Jumbo Share CD 3.15% 3.20%
    24-Month Jumbo Share CD 3.19% 3.24%
    36-Month Jumbo Share CD 3.27% 3.32%
    60-Month Jumbo Share CD 3.42% 3.47%

  • IRA Certificates of Deposit

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    IRA Certificates of Deposit Rate APY*
    6-Month IRA Share CD 3.20% 3.25%
    12-Month IRA Share CD 3.15% 3.20%
    24-Month IRA Share CD 3.19% 3.24%
    36-Month IRA Share CD 3.27% 3.32%
    60-Month IRA Share CD 3.42% 3.47%

Effective 1/28/2026.

Disclosure: APY = Annual Percentage Yield. All rates are subject to change without notice. All Fort Worth City Credit Union accounts are insured up to $250,000 by NCUA. Additional deposit account insurance of up to $250,000 is provided by ESI, a licensed insurance company.