Checking Accounts

All of our Checking accounts come with free services and benefits that make money management easy, from anywhere!

● FREE Visa Debit/ATM Card ● FREE Digital Banking ● FREE Mobile App ● FREE Mobile Deposit ● FREE Bill Pay ● A2A/P2P/M2M ● Zelle® ● Shared Branch Access ● Fee-Free ATM Network

● SyncUp: FREE personal financial management tool

● FREE Digital Wallets Plus, Rewards benefits with our Fresh Start and Rewards Checking!

Youth Checking

Getting ahead financially can be tough for teens. What better way to get started than with your own checking account? Fort Worth City Credit Union offers a CU Varsity youth checking account designed just for teens. Check out some of the benefits:

  • For ages 13-17 (must have an adult joint owner on the account until age 18)

  • Instant access to your money with a VISA debit card

  • No minimum balance or monthly fees

  • Earns interest

  • Access to digital banking, mobile app, mobile deposit, account alerts and card management

  • No Courtesy Pay - checks and debit purchases are returned/rejected if funds are not in the account so you can’t spend money you don’t have

  • Monitor account activity and transfer funds from your phone with the mobile app


No Hassle Checking

Enjoy freedom from fees! No Hassle Checking is our free checking account for members with a clear ChexSystems history. Additional benefits and features include:

● No minimum balance

● No direct deposit requirement

● Courtesy pay, Limit of $300

Fresh Start Checking

Declare independence from your financial past! Our Fresh Start Checking is a second-chance checking account designed for those with a ChexSystems history. This account is available to everyone and offers check and bill pay services.

Additional benefits and features include:

● ChexSystems history

● $7 monthly fee, waived with $1000 direct deposit

● $1 daily minimum balance fee

● No checks, no Courtesy Pay

● Can graduate to regular checking after 6 months with account review with no negative balances

● Rewards! Earn 0.25% cash back on debit card purchases over $500 up to $10/month with $1000 total direct deposit and e-statements


Rewards Checking

Earn more with every move with our Rewards Checking account! This interest-bearing account is offered to members with a clear ChexSystems history who keep a higher balance in their checking accounts.

Additional benefits and features include:

● $5 monthly fee, waived with minimum balance of $500 or City of Fort Worth/City of Fort Worth Retirement direct deposit totaling $500 or more

● Courtesy Pay Limit of $500

● Earn interest

● 2 free orders of checks and instant issue cards per year

● Free cashiers/teller checks

● City of Fort Worth Tier: Earn 0.25% cash back on debit card purchases $250 up to $10/month with $500 total City of Fort Worth direct deposit and e-statements

● Tier 1: Earn 0.50% cash back on debit card purchases $500-$1000 up to $20/month with $1000 total direct deposit and e-statements.

● Tier 2: Earn 1.00% cash back on debit card purchases over $1000 up to $30/month with $2500 total direct deposit and e-statements

Terms and Conditions

Ready to get Started?

Open a checking account now! For assistance, call or text us at 817-732-2803.

New Member
Existing Member